Residential

In many cases your home represents the biggest single investment you will make. Whether you are buying a freehold or leasehold property you need to understand exactly what you are getting for your money and the terms of your mortgage finance otherwise costly mistakes can arise.

If you are selling then for many people it is disconcerting to find that their home is being treated like a market commodity but we can help to ensure that the transaction runs smoothly.

Yes, there are forms to fill in but there is much more to it than that. Moving home features as one of the most stressful things in life alongside getting a new job and divorce. So let us take away the unnecessary stress and put you in a position where you can make timely and informed decisions which can save you money and ensure your transaction is completed as quickly and efficiently as possible.

If you are letting your home on a temporary basis or as an investment we can advise on the appropriate form of letting agreement, deposit and security arrangements and help you to avoid typical problems and pitfalls.

Typical questions which arise:

• What is included in the price?
• What is that gate in the fence for?
• Are there separate gas/electricity meters? Can we get to them?
• When was the property last painted?
• What were the service charges for the last 3 years?
• Can we buy the freehold?
• What is being built next door?
• The bank says we can't rely on or even see their valuation. Why not?
• If we redeem our mortgage before the 3 year fixed term are there any penalties?
• My parents/partner want to help with the cost but don't want to be on the title. How can we secure their position?
• What is commonhold?
• The seller took the big mirror from over the fireplace and left his cat which ate the goldfish in the pond and won't let the removal men into the property. What can we do? (True story)
• The tenants say they have an assured tenancy and that I can't get them out even if I get a court order. Is that right?